Probably Stripe Express, the only decent payment system at the moment. It's a good thing it's not PayPal.
Stripe Express offers direct transfers to your personal bank.
The problem is that "my bank" (all of them) are under international sanctions. This is a specificity that is unlikely to be encountered ever again. The idea was to open a money account on the author's account, evacuate to a decent country and access the money already from that country's bank. That's the kind of escapade Patreon is proposing, but he has a problem. For example, there are no one-time payments.
User monitoring: Can you elaborate?
I could elaborate, but… that would be a lot of politics. To briefly say, I am strongly opposed to totalitarian surveillance. And I find Steam policies unacceptable.
We do have analytics and we want creators like yourself to be able to understand what your players are doing in-game; this helps you monetize.
I would certainly like to know who is playing my game and how. But!! If a person does not want to open his privacy — let him have the opportunity to play anonymously.
